YachtCredit.com logo
Illustrative Mediterranean scene with a white motor yacht, blue sea and a sunlit rocky coastline

Short-term yacht-backed liquidity

Need liquidity?
Unlock your
yacht’s value.

Need funds for a few months — or while your yacht sells?

We provide our own capital to bridge the gap, with funding possible within days.

A short-term solution.
A clear plan for what comes next.

We purchase your yacht with an agreed option to buy it back within six months. Continued use is agreed as part of the transaction.

DIRECT CAPITAL

Our own funds.

No broker.
No third-party lender search.

INDICATIVE TERMS

24 hours

Indicative terms within 24 hours
once the necessary information is available.

FUNDING POSSIBLE

7 days*

With complete documentation
and timely survey access.

GLOBAL REACH

Worldwide.

Major international yacht flags.
An asset-led decision.

Tailored solutions for your situation

Two situations.
One need: liquidity.

A temporary cash gap.
Or the time it takes to sell.

A motor yacht underway, seen from above with open water and a white wake
01 / TEMPORARY LIQUIDITY

Need a bridge for a few months?

Access funds now. Plan your buyback.

Expecting funds from another source, but need liquidity sooner? We purchase your yacht and give you an agreed option to buy it back within six months.

From USD 3 million.Bridge a temporary cash gap →
An open yacht deck with comfortable seating and an uninterrupted view across the Mediterranean
02 / BRIDGE TO SALE

Selling your yacht, but need funds now?

Bridge the time between listing and completion.

A yacht sale takes time. Access capital before your onward sale completes. On request, we help move the sale forward with a specialist yacht broker under agreed sale and settlement arrangements.

Support for your next step.Bridge the time to sale →
YACHT VALUE

Typically from
USD 10 million

REACH

All major
yacht flags

STRUCTURE

Flexible.
Individually agreed.

APPROACH

Private.
Discreet. Experienced.

Understand your options

A clear plan for your next step.

A clear route to liquidity

From your enquiry.
To your capital.

Your timing. Your yacht.
A clear plan for repurchase or sale.

1

Tell us what you need to bridge

Share your yacht details, capital requirement and timing. Tell us whether you intend to buy the yacht back or sell it.

2

Review our indicative offer

Once we have the necessary information, indicative terms can be provided within 24 hours, outlining the proposed purchase price, repurchase terms and expected net payout.

3

We arrange the yacht survey

If our indicative terms work for you, we appoint a surveyor from one of the three leading international yacht surveying firms, selecting according to relevant expertise, location and earliest availability.

Valuation, condition, ownership and legal checks inform the final terms. We also agree your six-month operating-cost budget.

4

Complete and receive your funds

On completion, ownership transfers to us and you receive the agreed net payout. Your contract provides an option to buy the yacht back within six months.

What should I have ready? +

Your yacht
Builder, model, year, length, flag, location and recent photographs.

Your documents
Ownership, registration, existing finance, service records and available surveys.

Your plans and operating costs
Capital required, expected source of repurchase funds or sale plans, essential crew, berth, insurance and maintenance costs.

*Funding within 7 days is possible in suitable cases, subject to complete documentation, timely survey access, satisfactory checks and agreed terms. Indicative terms are not a binding commitment.

A motor yacht cruising across the sea in warm evening light
More horizons ahead.

Short-term capital. Direct to you.

Your yacht has value.
Your liquidity cannot wait.

Our capital.

We provide our own funds, with no third-party lender search.

Our decision.

We assess your yacht, its ownership and marketability, alongside a clear plan for repurchase or sale.

Our timeline.

When traditional financing does not fit your timeline or circumstances, we assess whether your yacht can provide a practical way forward. Funding is possible within 7 days in suitable cases.

Yachts moored in Port Vauban, Antibes, along the French Riviera
ANTIBES · FRENCH RIVIERA

Continued use. Clear responsibilities.

Keep enjoying your yacht.
With costs planned ahead.

A six-month operating budget,
agreed before completion.

Defined in your application

We establish the required crew and full personnel costs, berth, insurance, essential maintenance and other agreed operating expenses in the detailed application.

A six-month reserve is retained from the purchase price. Your offer clearly distinguishes the gross purchase price, reserve, other agreed deductions and net amount paid to you.

Paid directly. Accounted for clearly.

We pay agreed operating costs directly each month, or when due, from the reserve and provide regular expense statements. The reserve is not an additional fee.

Personal cruising expenses are paid separately. Budget changes and urgent works follow the agreed approval process. Unused reserves are credited on repurchase or final sale settlement, after outstanding commitments.

Panoramic view of yachts in Port Hercule, Monaco, framed by the Mediterranean coastline

When time matters, experience counts.

Let’s discuss
your opportunity.

A confidential conversation could be
the first step to new possibilities.

Request a confidential offer →Confidential. No obligation.
PORT HERCULE · MONACO
A Sanlorenzo SL120A yacht on calm blue water
CAPITAL TODAY. MORE HORIZONS TOMORROW.

About us

Experienced people.
Direct decisions.

Our team brings more than 25 years of experience in financing, with a specialist focus on yacht-backed capital in recent years.

Working from Zürich and Dubai, we combine international reach with personal service and short decision-making lines. We provide our own capital, enabling us to assess opportunities directly and make initial decisions within hours once the necessary information is available.

Led by your Relationship Manager, Urs Wegler, our team takes the time to understand your circumstances and find the right solution for your yacht and your objectives — with discretion, clear terms and personal attention throughout.

Our locations

Cayman Islands · Zürich · Dubai

Clarity from the start

Your questions.
Direct answers.

Understand the essentials.
Then let’s talk about your yacht.

Request a confidential offer ↗
Who is this designed for?+

Owners who need short-term liquidity for a few months, or capital while their yacht is being sold. We provide our own capital through an agreed purchase and buyback arrangement.

Do I still own the yacht during the agreement?+

Ownership transfers to us on completion. You have a contractual option to repurchase the yacht within six months at the agreed prices. Continued use is governed by the agreed arrangements.

What size of transaction do you consider?+

We consider capital requirements from USD 3 million and yachts typically valued from USD 10 million. The purchase price depends on assessment. Your net payout is reduced by the agreed operating-cost reserve and any other disclosed deductions.

How quickly can I receive an offer and funds?+

Indicative terms can be provided within 24 hours once the necessary information is available. Funding within seven days is possible in suitable cases, subject to complete documents, timely survey access, satisfactory checks and agreed terms. Neither timing nor funding is guaranteed.

When do you send a surveyor?+

Once you confirm that our indicative proposal is suitable, we arrange a yacht survey. We appoint a surveyor from one of the three leading international yacht surveying firms, based on relevant expertise, location and earliest availability. Final terms remain subject to the survey and other checks.

Can I continue using my yacht?+

Yes, under the agreed usage, location, insurance and maintenance arrangements. These are documented before completion.

Who pays the running costs?+

We agree a six-month budget during the detailed application and retain the reserve from the purchase price. We pay agreed crew, berth, insurance and maintenance costs directly as they fall due, with regular statements. Personal cruising expenses are separate. Unused reserves are credited in the final settlement.

Can I buy my yacht back early?+

The contract specifies the permitted repurchase dates, prices and process, including any early repurchase arrangements. These are agreed before you complete the transaction.

What happens if I do not buy it back within six months?+

The contractual repurchase option expires and the yacht remains ours. We may proceed with its sale under the agreed process. Sale proceeds are reconciled against the agreed amounts, disclosed fees and actual costs; any remaining surplus is returned to you. The calculation and treatment of any shortfall are defined in the contract.

Can you help sell my yacht?+

Yes. If you intend to sell, we can support marketing with a specialist yacht broker from the outset at your request. The onward sale, release and settlement process is agreed with you in advance.

Can you consider international yachts or existing finance?+

We consider major international yacht flags, subject to applicable requirements. Tell us the location, registration, existing finance and claims so we can assess whether the transaction is feasible.

For yacht brokers & advisers

Your next commission: capital.
A yacht sale. Or both.

Introduce an owner who needs short-term liquidity and earn a 2.5% referral fee on the capital provided, with the calculation basis agreed in writing. If you also broker an onward sale, a separately agreed sales commission may apply.

Explore our partner programme ↗

Direct capital. Real opportunities.

Let’s discuss
your opportunity.

Tell us about your yacht and your plans.
A confidential conversation is the first step.

Our own capital.Our own decision.A clear way forward.
The entrance to Port Vauban with a sailing boat, the Mediterranean and the French Riviera coastline
THE FRENCH RIVIERA
01 / 02 — Your yacht≈ 2 minutes

Request a confidential offer.

If you have any trouble submitting your enquiry, please email us at yachtcredit@yachtcredit.com.

By selecting Send enquiry, you send these details to YachtCredit.com via Formspree for processing and email delivery. Please do not include identity documents or bank details. Privacy

A yacht at anchor in warm sunset light beside the Mediterranean coast
More horizons ahead.